Who we are

MQ companies focus on assisting our clients since 1998 to excel in their wealth management. Our unique model has helped many entrepreneurs to embark on a strong footing in their line of business and life. It has successfully assisted many existing clients or affiliates to witness breakthrough improvement in terms of wealth management and life.  

What we do

You will find this one stop money quotient hub here in MQ with our areas of services to assist you.

Personal Financial Planning
Insurance planning
Retirement planning
Estate planning
Business Financial Planning
Business Funding
Guarantor Indemnity Plan
Keyman Compensation Plan
Business Succession Plan
Professional Value Plan
Group Employee Benefit Scheme
General Insurance
0
years
0
clients

Your reliable partner

MQ is committed to providing excellent service in wealth management of our clients and strive to be the central hub of financial services excellence with extreme passion to serve and share in personal or corporate level.

We love making positive impacts.

Thank you for taking great care of us on our insurance. You and your team at MQ Consultancy Sdn Bhd have been wonderful to work with. Just list out one of the friendly customer service that given, MQ’s staff is stationed in Ee-Lian café every Friday and ready to give professional insurance advice to our employees without extra charges. Jason has always been tried his best to provide the better coverage than the prior and save us in term of premium charges at the same time. I would recommend Jason to anyone without hesitation or reservation.

Dr Teoh Han Chuan
Group Managing Director
SWS Capital Berhad

Good,Affordable,Fast ; Products following market trend and demand; Feel personalized services provided by the MQ Team

10 years ago, MQ did my wife medical claim and handed the pay cheque to my house on my hand within 3 working days! Truly appreciated MQ founder Mr Jason Koeh efficiency in helping me to go thru my life most difficulties period. Mr Jason Koeh even think of the best on how to made claim for chemo therapy treatment on my wife using the medical card ( very lucky Mr Jason Koeh proposed the Medical Card to my wife as her first Insurance Policy). After all those sour and painful story we become very good friend and we treasure each other until today. Life is Great. I love u bro.

Ng Cheng Hoe
Director
Inno PDA Sdn Bhd

Friendly, reliable and efficient

MQ provides excellent service in many aspects since the beginning till now and the people in MQ has always been there for me like a family when needed. Hence, this is very important for me and as a customer as I felt MQ is reliable and efficient in providing their service.

Geoffrey Teoh
Manager
Financial Institution

Informative, latest update and financial newsletter

Dr Chong Yen Nee
Chief Executive Officer
Yayasan Penjaja dan Peniaga Kecil 1Malaysia

Quick response, competitive quote and comprehensive product info

Sheley Teoh
General Manager - Sales
Blu Inc Media Sdn Bhd

FAST,

EFFICIENT, 

HELPFUL!
Aster Lim
Group Managing Editor
Blu Inc Media Sdn Bhd

Professional advice on insurance, Effecient and effectiveness MQ team

I will recommend MQ due to the professionalism of the team. Look forward to see this organisation grow!

Eric Gan
Regional Sales Manager
MBNS (ASTRO)

Consult, Advise, Reference. Train all staff to implement same character.

Dr. Samsudin Wahab
Lecturer
UiTM

Service is professional and personalized. 

Efficient, competitive and attentive. Thank you for taking care of us and we look forward to many more years with you.

Aanear You Chee Chien
Executive Director
Yee Loong Engineering Sdn Bhd

Always updated service, knowledgeable consultation,

None of the financial company can provide such great service like they do!

Dr Shirley
Doctor
AOKlinik
ppl

Need professional advice on financial management?

Let our team assist you!

bino

Looking for something new to venture in your career?

Join our team and make a difference now!

Meet Our Partners

Our Corporate Social Responsibility

The most important objective of our company is to obtain profitability in the long term. Guided by its mission and values we seek to achieve profits without prejudice to society and the environment.

Latest Updates

MQ: Money Quotient: Putting money in the context of life.
MQ is in the Busi-ness to enrich your Wealth always.

Failing down is a part of LIFE. Getting back up is LIVING.
... Read moreHide

1 day ago

MQ: Money Quotient: Putting money in the context of life.
MQ is in the Busi-ness to enrich your Wealth always.

How Ringgit is affected by the USA vs China Trade War?

Ever wondered how prices of electronic goods such as smartphones and laptops have risen steadily? Or when travels overseas to places like Europe, Japan and even neighbouring Singapore gives a financial shock at the end of the trip? Even prices of imported foods and beverages have risen steadily over the times. Is this what we call inflation? Or is it something else?

However this is not the worst one we have seen in recent years. According to xe.com, 2016 has seen Ringgit fallen as low as RM4.40 to the dollar.

So what's really happening here? Are we being affected by the current administration? Are we going down to the financial crisis of 1997 again?

Actually, there is one external factor that we might have overlooked, which is the looming trade war between the USA and China, which is exactly what we are going to talk about in this article.

To understand the trade war, here are four things that we are going to look at:
1. What is a trade war?
2. How did China become the target of America?
3. How did Malaysia get involved?
4. How will this affect you?

What is a trade war?
A trade war, specifically trade between countries is where the government imposes taxes on the imports of goods from the other country. The motive behind these measures is usually economical in nature. A country that is importing more than it exports is effectively spending more than it earns.

Therefore to curb this problem quickly, the affected government may impose hefty taxes on imports. This effectively causes the cost of imported goods to rise which results in higher prices for consumers.

So instead of relying on the plain old free market of supply & demand to determine market prices, the government is trying to manipulate the market. A sinister move if you’re looking from the exporting country.

In this case of trade wars between the USA and China, USA has for at least the past half a century been riding on consumer demand to drive its own economy. As the population grows, so do demand for goods & services. Stiff competition to get on top of this US market includes not just innovative technological advances but also cheaper prices for that winning edge. Competing for cheaper prices usually means lowering manufacturing costs and sourcing for cheaper goods from other developing countries in the likes of China.

How did China become the target of America?
China in the earlier years was the only country in the world who could manufacture goods at the required lower price target as well as of the huge quantity for production. With China’s massive population of over 1.3 billion, labour costs are insanely low. Fast forward to the 21st century, China is now a manufacturing hub and also an economic powerhouse. It is arguably the second largest economy in the world if not the largest right now.

For the USA, rushing forwards from the manufacturing powerhouse that they once were from 1945 until the 1970’s has since seen trade deficit. Meaning the difference between making money from exports to spending by imports. As of for the year 2017, US trade deficits are at USD566 Billion and furthermore, the USA has been on deficits for every year since 4 decades ago!

Therefore to combat this problem, USA chose to restrict imports from China via taxes levied.

How did Malaysia get involved?
It’s not just Malaysia, many export-reliant economies of most developing countries exports to China. China would be the main assembly factory of the world; almost everything is made in China! But the raw materials are sourced from developing countries. For example, the manufacturing of electronic goods, from smartphones to laptops. Most are assembled in China, but there are many critical parts that are sourced from Malaysia, Japan, Vietnam & Korea. Therefore if China’s export numbers fall, so will the demand for parts from the countries mentioned above.

This is only covering one industry, which is electronics. Many other bits and bobs that we use daily and take for granted are made in China. From furniture, shoes, clothing to even household products like detergents and such. Recreational types of equipment such as bicycles, toys, fishing rods are mostly manufactured there. Cosmetics and medicine/medical equipment are made in China but many raw materials are sourced from developing countries like Malaysia.

According to MIT Media Lab, Malaysia exports not just circuit boards & microchips, but also palm oil, Petroleum & gas, crude oil, Metals & minerals like copper, aluminium, rubber products & animal products. Malaysia does trade heavily with China.

How will this affect you?
With import demand for materials from Malaysia waning, so will our Ringgit. And furthermore, Chinese manufacturers will want to maintain their price margins and with main exports to the USA affected, they will have no choice but to raise prices of their finished goods as well. Thus potentially making china-made products pricier than they are now in which will definitely affect our living costs & standards.

The point here is that, even before factoring the trade wars between USA and China, Malaysia is already experiencing weakness in the ringgit, or how we feel it as inflation. Even if it's not as low as 2016, but it is still worrying. What will happen to our Ringgit then when the US-China trade war goes into full bloom? Let’s just hope those two giant elephants can sort out their differences before the rest of us jungle animals are stomped to a certain demise.

So what can we do as Rakyat? One of the ways is to support locally-manufactured products so we can keep supply and demand within our own economy. And it goes without saying the importance of saving, and if you have the means, start investing and diversifying your portfolio be it property, insurance, rare coins, and many others.
We hope to write more articles about investment in the future. In the meantime, if you find this article useful, do share it with your friends!

Source:Loanstreet

www.mqbusinesswealth.com
... Read moreHide

2 days ago

MQ: Money Quotient: Putting money in the context of life.
MQ is in the Busi-ness to enrich your Wealth always.

How Ringgit is affected by the USA vs China Trade War?

Ever wondered how prices of electronic goods such as smartphones and laptops have risen steadily? Or when travels overseas to places like Europe, Japan and even neighbouring Singapore gives a financial shock at the end of the trip? Even prices of imported foods and beverages have risen steadily over the times. Is this what we call inflation? Or is it something else?

However this is not the worst one we have seen in recent years. According to xe.com, 2016 has seen Ringgit fallen as low as RM4.40 to the dollar.

So whats really happening here? Are we being affected by the current administration? Are we going down to the financial crisis of 1997 again?

Actually, there is one external factor that we might have overlooked, which is the looming trade war between the USA and China, which is exactly what we are going to talk about in this article.

To understand the trade war, here are four things that we are going to look at:
1. What is a trade war?
2. How did China become the target of America?
3. How did Malaysia get involved?
4. How will this affect you?

What is a trade war?
A trade war, specifically trade between countries is where the government imposes taxes on the imports of goods from the other country. The motive behind these measures is usually economical in nature. A country that is importing more than it exports is effectively spending more than it earns. 

Therefore to curb this problem quickly, the affected government may impose hefty taxes on imports. This effectively causes the cost of imported goods to rise which results in higher prices for consumers.   

So instead of relying on the plain old free market of supply & demand to determine market prices, the government is trying to manipulate the market. A sinister move if you’re looking from the exporting country.

In this case of trade wars between the USA and China, USA has for at least the past half a century been riding on consumer demand to drive its own economy. As the population grows, so do demand for goods & services. Stiff competition to get on top of this US market includes not just innovative technological advances but also cheaper prices for that winning edge. Competing for cheaper prices usually means lowering manufacturing costs and sourcing for cheaper goods from other developing countries in the likes of China.

How did China become the target of America?
China in the earlier years was the only country in the world who could manufacture goods at the required lower price target as well as of the huge quantity for production. With China’s massive population of over 1.3 billion, labour costs are insanely low. Fast forward to the 21st century, China is now a manufacturing hub and also an economic powerhouse. It is arguably the second largest economy in the world if not the largest right now.      

For the USA, rushing forwards from the manufacturing powerhouse that they once were from 1945 until the 1970’s has since seen trade deficit. Meaning the difference between making money from exports to spending by imports. As of for the year 2017, US trade deficits are at USD566 Billion and furthermore, the USA has been on deficits for every year since 4 decades ago! 

Therefore to combat this problem, USA chose to restrict imports from China via taxes levied.

How did Malaysia get involved?
It’s not just Malaysia, many export-reliant economies of most developing countries exports to China. China would be the main assembly factory of the world; almost everything is made in China! But the raw materials are sourced from developing countries. For example, the manufacturing of electronic goods, from smartphones to laptops. Most are assembled in China, but there are many critical parts that are sourced from Malaysia, Japan, Vietnam & Korea. Therefore if China’s export numbers fall, so will the demand for parts from the countries mentioned above.

This is only covering one industry, which is electronics. Many other bits and bobs that we use daily and take for granted are made in China. From furniture, shoes, clothing to even household products like detergents and such. Recreational types of equipment such as bicycles, toys, fishing rods are mostly manufactured there. Cosmetics and medicine/medical equipment are made in China but many raw materials are sourced from developing countries like Malaysia.

According to MIT Media Lab, Malaysia exports not just circuit boards & microchips, but also palm oil, Petroleum & gas, crude oil, Metals & minerals like copper, aluminium, rubber products & animal products. Malaysia does trade heavily with China.

How will this affect you?
With import demand for materials from Malaysia waning, so will our Ringgit. And furthermore, Chinese manufacturers will want to maintain their price margins and with main exports to the USA affected, they will have no choice but to raise prices of their finished goods as well. Thus potentially making china-made products pricier than they are now in which will definitely affect our living costs & standards.

The point here is that, even before factoring the trade wars between USA and China, Malaysia is already experiencing weakness in the ringgit, or how we feel it as inflation. Even if its not as low as 2016, but it is still worrying. What will happen to our Ringgit then when the US-China trade war goes into full bloom? Let’s just hope those two giant elephants can sort out their differences before the rest of us jungle animals are stomped to a certain demise.

So what can we do as Rakyat? One of the ways is to support locally-manufactured products so we can keep supply and demand within our own economy. And it goes without saying the importance of saving, and if you have the means, start investing and diversifying your portfolio be it property, insurance, rare coins, and many others.
We hope to write more articles about investment in the future. In the meantime, if you find this article useful, do share it with your friends!

Source:Loanstreet

www.mqbusinesswealth.com

精明理财与中国北京汇众资讯平台将在21/10/2018 首次在梹城联办大型财经论坛, 送出150张贵宾入场劵, 先到先得, 即刻报名, 以免向偶!

地点:GHotel Penang
日期:21/10/2018 (Sunday)
时间:9am-6pm

这场活动非常浩大盛动, 云集多位著名国内外金融讲师, 与大家分享精彩最热投资趋势, 万勿错过!

请WhatsApp 您的 <姓名,身份证号,联络号码与电子邮件> 至012-422 2241
... Read moreHide

2 weeks ago

精明理财与中国北京汇众资讯平台将在21/10/2018 首次在梹城联办大型财经论坛, 送出150张贵宾入场劵, 先到先得, 即刻报名, 以免向偶!

地点:GHotel Penang
日期:21/10/2018 (Sunday)
时间:9am-6pm

这场活动非常浩大盛动, 云集多位著名国内外金融讲师, 与大家分享精彩最热投资趋势, 万勿错过!

请WhatsApp 您的  至012-422 2241

MQ is in the busy-ness to enrich your Wealth always. ... Read moreHide

2 weeks ago

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